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NEED A LOAN? Call Mary Clark, Branch Manager, John Adams Mortgage It is my pleasure to assist you with all of your financing, long and short term investment goals. As my customer, your best interest is my ultimate concern. My 25 years expertise in the mortgage and real estate arena, will assure you not only the best possible financing, but also your complete satisfaction. I look forward to serving you. I specialize in first time home buyers, doing zero down programs, or low down programs. For example: 1. Rural Development – zero down no PMI insurance, low rates 2. MSHDA/FHA – 1% down with their down payment assistant program (soft second). Does have PMI, can use this program with HUD manufactured homes on less than 2 acres. Good rates 3. FHA- 3.5% down, no income limits. Low interest rates. 4. FHA 203K- repair loan- can close on a home that needs repairs up to 30,000 and do the repairs after closing. This is a 3.5% down program also. Great for repo’s with broken pipes etc. I also have great rates for the conventional buyer; we at John Adams Mortgage Company pride ourselves in meet or beat pricing. 
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